Eligibility: 18 to 65 years old individuals (proposer, spouse, parents, sister, brother, father in law, mother in law, aunt and uncle). And most of all other diseases, be it of heart, kidney, liver would be linked to BP and diabetes. Unique Features of Bajaj Allianz Silver Health Plan The Health Guard Individual Policy offered by Bajaj Allianz is a comprehensive health insurance plan that offers a wide range of options and benefits that the policyholder can choose from as per his/her convenience. Popular Health Plan Comparisons in India. Features & Benefits of Bajaj Allianz Health Insurance. Review of Bajaj Allianz Silver Health Plan. Bajaj Allianz silver health is different in the sense that even if you enter after 60 years of age, and do not have any preexisting disease, it offers a complete coverage which is difficult to get from anywhere else. Share your views. Pre -existing Diseases- After 3 year. Bajaj Allianz Health Insurance Reviews & Rating Bajaj Allianz Health Insurancehas earned a new customer with their one of a kind Surgical Protection Plan. Eligibility to buy Bajaj Allianz health guard insurance is 18yrs – 65yrs. Check out the policy wording here. Policyholder do not have to fill the Proposal Form again at the time of renewal in case he/she renew the policy before renewal date or within the grace period of 30 days. Here is the detailed review of this policy. Pre and Post hospitalization expenses of an amount equivalent to 3% of admissible hospitalization expenses. Your family enjoys cover from expenses incurred due to hospitalisation, doctor’s consultation, ambulance services, treatment charges and pre and post hospitalisation expenses. If you are among those who feel that, if the bank has deducted TDS on your bank deposits and also the employer... © Copyright 2017 - Good Moneying Financial Solutions, Bajaj Allianz Silver health Policy for Senior citizens – Review, Personal Financial Planning services | Online Financial Planning, Live RICH (Online goal-based financial planning), ( Read : Health insurance policy for diabetics). Learn how your comment data is processed. Ayurveda treatment – Maximum up to 25000 Rs. – Besides this there is clause of 20% copayment if treatment is taken from non-network hospital. But if you have any kind of preexisting ailment, which could even be BP then the benefit of this policy would reduce to 50%, specifically for illness linked with Preexisting. Bajaj Allianz silver health has some good features which do attract, but one should be aware of the limitations too before zeroing on to this plan. Bajaj Allianz Silver health Policy – Should you buy? What do you think of Bajaj Allianz silver health plan? It reduces your hassle as it is a single policy that covers the entire family. Policyholder will require to apply for a fresh policy if he/she renew the policy beyond the renewal date. You have entered an incorrect email address! CO- payment – Above the age of 80 year 10% co- payment 3% of admissible hospitalization expenses are paid towards pre & … Some of which are as below: – No room rent limits or any kind of Sublimit. Purchased an insurance policy for my kid Young Assure - Child Education & Future Plan from Bajaj Allianz life insurance to have my kids future secured. Bajaj Allianz Silver health is popular as a Senior citizen policy. Bajaj Allianz Traditional Plans. Health plan seekers can opt for it without any doubt and get treated in 6000+ network hospitals of Bajaj Allianz. Maturity Benefit – 20% of the Base Sum Assured is paid every quarter of the policy term. 1. The Bajaj Allianz Silver Health Plan is comprised of several attractive benefits which anyone would be looking for in a perfect plan. Let’s say you buy a bajaj Allianz silver health policy for a sum assured of 3 lakh, then maximum you can claim from this policy is Rs 9 lakh during the complete tenure you stay with policy. Bajaj Allianz's Silver Health Insurance Plan designed for senior citizens who frequently require medical attention. I have recently purchased this policy fro... Read More. Bajaj Allianz Silver health policy is designed to suit senior citizens the most. 1 Bajaj Allianz Silver Health Plan Introduction, 2 Bajaj Allianz Silver Health Plan Terms and Eligibility conditions, 3 Bajaj Allianz Silver Health Plan key Features and Benefits, 4 Bajaj Allianz Silver Health Plan Inclusions, 5 Bajaj Allianz Silver Health Plan Exclusions, 6 Bajaj Allianz Silver Health Plan Customer care, 7 Bajaj Allianz Silver Health Plan Buying Procedure, 8 Bajaj Allianz Silver Health Plan Claim Procedure, 12 Bajaj Allianz Silver Health Plan Premium Calculator, 13 Bajaj Allianz Silver Health Plan Premium Rates, 14 Bajaj Allianz Silver Health Plan FAQ’s, 15 Bajaj Allianz Silver Health Forms and Documents, 16 About Bajaj Allianz Health Care Supreme Policy, 17 About Bajaj Allianz Star Package Health Insurance Plan, 18 About Bajaj Allianz Sankat Mochan Health Insurance Plan, 19 About Bajaj Allianz Personal Accident Health Insurance Plan, 20 About Bajaj Allianz Extra Care Health Insurance Plan, 21 About Bajaj Allianz Surgical Protection Plan, 22 About Bajaj Allianz Critical Illness Health Insurance, 23 About Bajaj Allianz Premium Personal Guard Health, 24 About Bajaj Allianz Health Guard Individual, 25 About Bajaj Allianz Health Guard Family Floater, About Bajaj Allianz Health Care Supreme Policy, About Bajaj Allianz Star Package Health Insurance Plan, About Bajaj Allianz Sankat Mochan Health Insurance Plan, About Bajaj Allianz Personal Accident Health Insurance Plan, About Bajaj Allianz Extra Care Health Insurance Plan, About Bajaj Allianz Surgical Protection Plan, About Bajaj Allianz Critical Illness Health Insurance, About Bajaj Allianz Premium Personal Guard Health, About Bajaj Allianz Health Guard Individual, About Bajaj Allianz Health Guard Family Floater. Bajaj Allianz Silver Health Plan is a health insurance policy exclusively developed for senior citizens in the country. About Bajaj Allianz Health Guard Family Floater Insurance. Individual Health Guard. Unique Features of Bajaj Allianz Silver Health Plan First Consultation letter from the Doctor. It can be waived off by paying some extra premium. You must be wondering what makes Bajaj Allianz Family Health Insurance unique. – It has a Life time indemnity clause of 3 times the limit of indemnity/Sum assured of the first policy purchased. Website Compatible Browsers: IE11, Firefox, Safari, Opera, Chrome Review of Bajaj Allianz Silver Health Plan Bajaj Allianz Silver Health Plan is tailor-made to tackle any healthcare costs for the senior citizens. Thus you may have to settle down for policies with copayment or sublimits. Apollo Munich. Bajaj Allianz is one of the private general insurance companies operating in India. Bajaj Allianz Silver Health Plan for Senior Citizens is a health Insurance policy designed specially to suit senior citizens. Bajaj Allianz Silver Health Plan is an inpatient hospitalization policy, which provides an access to best medical care and treatment at an affordable rate. Bajaj Allianz silver health has some good features which do attract, but one should be aware of the limitations too before zeroing on to this plan. The plan is available in two variants- Silver Plan and Gold Plan. – No Copayment clause in network hospital is also an attractive feature. Bajaj Allianz Senior Citizen Travel 61-70 is a plan exclusively designed to serve the health needs of the 61-70 years age group and offers the flexibility of cover for trips abroad ranging from 1-180 days. It is not mandatory to buy a health insurance policy … Bajaj Allianz Health Care Supreme is a comprehensive health insurance plan with a wide cover to deal with various healthcare needs. ( Read : Health insurance policy for diabetics). Avail cashless treatment at network hospitals, enjoy life-long renewabilty, and get covered for pre-existing diseases, accidents, death, and disability Bajaj Allianz Silver Health Plan is tailor-made to tackle any healthcare costs for the senior citizens. If you enhance your cover to 5 lakh, then maximum you can claim is Rs 9 lakh plus Rs 4 lakh, during the tenure you stay with policy, – Other restriction in the policy is 50% copayment on claim for Preexisting diseases, which will be covered after 1st policy year. Validity of the test reports would be 30 days from date of medical examination. A leader in the insurance market, Bajaj Allianz Company offers different types of insurance products to cater to the various needs of the customers. 130 daycare procedures are covered. – There is a list of Day care surgeries that are covered. Best Health Insurance in India Review - Read latest customer reviews and ratings of medical insurance recommended by customers for Health Insurance. I used the InsuranceDekho website and followed the steps mentioned to renew the plan. Original Hospital Bill giving detailed break up of all expense heads mentioned in the bill. – You cannot enter in this plan after 70 years of age. Bajaj Allianz Silver health is popular as a Senior citizen policy. Should you Buy Gold Jewellery or Gold ETF? An ex banker , having a decade long experience in financial services industry he manages clients across the globe. L&tMedisure classic insurance policy- I bought Bajaj Allianz Silver Health insurance policy for my parents and it was ... Silver Health by Bajaj Allianz is the best plan for senior citizens. Bajaj Allianz Individual Health Guard is a basic health insurance policy to take care of hospitalisation expenses due to any illness or accident. after 60 years) Blood Pressure and Diabetes are common diseases. Duly completed claim form and NEFT Form signed by the Claimant. Both these plans are designed to create a retirement corpus that shall be helpful to maintain a … Compare Plans and Check Eligibility Benefits & Reviews. Clear break ups have to be mentioned for OT Charges, Doctor’s Consultation and Visit Charges, OT Consumables, Transfusions, Room Rent, etc. I recently happened to read this policy when I was searching a suitable option for one of my client. It pays the medical costs for 130 day care procedures like glaucoma which do not require 24 hr. WHY BAJAJ ALLIANZ SILVER HEALTH PLAN? LIC Jeevan Akshay VII| The Popular Pension Plan is back, HDFC Life Sanchay Plus Review – Guarantee has its Minus too, Lifetime Lessons Learnt in 2020 – Your Money Your Life, Know your Mutual funds – 5 Recent changes Announced in 2020, 5 Best and lesser-known ways to use Life Insurance Policies in India, 5 money management tips beyond investments. Benefits of the plan:-. For e.g. HIV or any related illness including AIDS and/or mutant derivatives or variations there of however caused. Bajaj Allianz Invest Assure Plan Review Bajaj Allianz Invest Assure plan is a traditional, participating, Endowment Assurance plan wherein premiums are paid for a limited tenure but the life coverage continues till the end of the policy tenure thus providing a comprehensive insurance protection. Wavier of room rent Sub limit option – Additional benefit. I bought Bajaj Allianz Silver Health insurance policy for my parents and it was nearing the renewal period. Silver Health Policy from Bajaj Allianz has been crafted keeping the needs of senior citizens in mind. The Company would be reimburse 100% of the standard medical tests charges, subject to acceptance of proposal and policy issuance. (Also Read : Health insurance policies for parents), Bajaj Allianz Silver health Policy – Premium cost, Source : Bajaj allianz silver plan brochure. Road Ambulance: Bajaj Allianz Health Insurance Policy will reimburse a maximum of up to Rs 5000 per treatment. The plan comes out with value-added features like critical illness cover, out-patient cover, maternity benefits, pre-hospitalization cover for 60 days, and post-hospitalization expense cover for 90 days. Silver health plan from Bajaj Allianz is one of the most comprehensive health insurance plans for senior citizens. Any dental treatment that comprises of cosmetic surgery, dentures, dental prosthesis, dental implants, orthodontics, surgery of any kind unless as a result of Accidental Bodily Injury to natural teeth and also requiring hospitalization. Bajaj Allianz student insurance offers three option like - Standard plan is US$ 50,000, Silver plan is US$ 1,00,000 and Gold plan is US$ 2,00,000. Get useful tips that will help you buy the ideal term insurance plan for yourself and help you secure your life goals. Get an instant health insurance quote today! Key Features of Bajaj Allianz Super CashGain Life Insurance Plan § Customer can choose th policy term – 12, 16, 20 or 24 years § Sum Assured too can be chosen as per the 4 variants going upto 4 times the Base Sum Assured Bajaj Allianz Silver health is popular as a Senior citizen policy. On: Oct 29, 2020. Compare Plan Benefits, Key Features & Premium with similar plans at MyInsuranceClub.com The Features are as Follows: Hospitalization expenses and 3% of the admissible pre and post hospitalization expenses are covered under the plan. Detaile Review of Bajaj Allianz Silver Health Insurance Policy which is a special plan for Senior Citizens. It offers valuable benefits like coverage for 130 day-care treatments, cashless hospitalization & a cover for any pre-existing ailments from second policy year. Your email address will not be published. Family is your #1 priority, and choosing the right family health insurance plan can thus be overwhelming. While most of the health insurance plans cap the entry age at 60 years, this is a special policy which aims at covering senior citizens against cost of inpatient hospitalisation. Any treatment within first 30 days of commencement of the policy will be excluded. Health care expenses are getting higher. View More . Stock Market in India is on the Verge of Crash. One thing you have to accept that if you are first time buyer of health insurance and that too at or after 60 years of age, you will get only limited benefit policy. The uniqueness of this scheme is that it offers total coverage at an affordable premium price. The plan comes out with value-added features like critical illness cover, out-patient cover, maternity benefits, pre-hospitalization cover for 60 days, and post-hospitalization expense cover for 90 days. Plan highlights. Bajaj Allianz Traditional Plans. It is a normal health insurance plan with some definitely attractive features. N. Silver Health. Key Features of Bajaj Allianz Silver Health Plan Entry-age for the applicants is 46 to 70 years 3 months to 5 years children are eligible to buy the plan if both parents are holding bajaj allianz policy. Being a cover for senior citizens, this policy ensures that senior citizens are protected against various illnesses and rising healthcare costs. Renewal of policy- life time Know how to buy term plan online in India. The plan is available in two variants that can be bought for 1, 2 and 3 years. Here is the detailed review of this policy. One should always look out for the restrictions part also, before deciding on the suitability of the policy. All original Laboratory and Diagnostic Test Reports. The senior citizens have to pay out of their earned savings to meet the health care expenses. Bajaj Allianz Silver Health is a senior-citizen health insurance plan. No medical test required and has 6000+ Network Hospitals. Bajaj Allianz Life Insurance Company is a joint venture between Bajaj Finserv Limited and Allianz SE.